Senior Lending Analyst
Job Description
Job Description
New Hampshire Housing’s mission is to promote, finance, and support housing solutions for the people of New Hampshire. We have empowered over 55,000 families to achieve their dream of homeownership and have played a pivotal role in funding the development of over 16,000 multifamily housing units. Our dedicated team manages thousands of Housing Choice Vouchers annually.
We’re on a mission, and we want your expertise!
Are you passionate about strengthening your community and being part of the housing solution in New Hampshire? Do you bring a sharp eye for detail, strong organizational skills, and experience in the mortgage industry?
If the idea of using your expertise to support a mission-driven organization excites you, we invite you to join our Homeownership Division as a Senior Lending Analyst. This is your opportunity to make a meaningful impact while advancing your career in a purpose-filled environment.
As a Senior Lending Analyst, you will play a crucial role in reviewing and approving loans that contribute to our mission. Your responsibilities will include:
- Review loan files to ensure compliance with New Hampshire Housing, agency and insurer requirements and compliance. Collaborate with participating lenders to clear loan conditions and obtain missing documentation necessary to clear loans for purchase.
- Review the loan pipeline and monitor loans approaching expiration date. This involves proactive communication with participating lenders to monitor loan status.
- Deliver whole loan mortgage loans to the appropriate agency through whole loan delivery. Coordinate with division staff when loan delivery is complete for submission of collateral documents.
- Oversee, manage, and disburse rehabilitation escrow account funds and the close out of the escrow account as required by insurer.
- Originate, underwrite, and make recommendations for either approval or rejection of special initiative loan programs, assumptions and grant programs.
For training purposes, the first six months of work will be in the office. Intermittent remote work available after that time.
Your experience, skills, and education should include:
- Ability to read, write and speak English at a proficient level.
- Experience with Encompass is preferred.
- Expert knowledge of automated underwriting.
- Thorough knowledge of NH Housing’s Homeownership Mortgage Programs.
- Demonstrated knowledge of all eligibility and underwriting requirements.
- Strong knowledge of, and compliance with laws, regulations, and best practices related to mortgage lending.
- Five years of processing or junior underwriting experience or an equivalent combination of education and experience.
You’ll love us because:
- Our employees are our most important asset and our policies, benefits and workplace culture reflect this value
- You'll work with a highly engaged and diverse team
- We’re known for excellence in the affordable housing industry
New Hampshire Housing is proud to offer:
- Competitive salary
- Multiple high-quality health insurance options
- Vision plan
- Employer-paid dental plan
- Employer-paid disability insurance
- Employer-paid life insurance
- Undergrad and Graduate tuition reimbursement
- Student loan repayment assistance
- Two retirement plans with employer contributions to both
- Flexible work schedules with remote/hybrid work options
- Generous and flexible PTO plan
- Paid volunteer time
- Paid parental leave
- Fitness rewards and reimbursement programs
- And so much more!
As an Equal Opportunity Employer, New Hampshire Housing is committed to building a workforce that is as diverse as the people we serve.
Starting Pay: $65,600 - $82,000, dependent on relevant experience
Apply now and become a key player in our mission to provide affordable housing solutions in New Hampshire.
Interested in this Senior Lending Analyst position but not sure you check every box? Don't let doubts hold you back! We value diverse perspectives and unique strengths. If you're interested in this role and motivated to contribute, we welcome your application. Your passion and potential might align perfectly with what we're seeking.